Armenia
The Pink City & Beyond

Armenia is a landlocked republic in the South Caucasus, bordered by Turkey to the west, Georgia to the north, Azerbaijan to the east, and Iran to the south. It covers 29,743 km² — roughly the size of Belgium — and has a population of approximately three million. The capital, Yerevan, is home to more than a third of the country's population and is its undisputed economic, cultural, and administrative centre.

Yerevan is built from tuff — a volcanic stone that ranges from pale pink to deep rose — which gives the city its nickname: the Pink City. The architecture is a mix of Soviet neoclassical grandeur and modern glass towers, with a café culture that would not be out of place in Vienna or Tbilisi. The climate is continental: hot, dry summers and cold winters, with over 300 days of sunshine per year. Mount Ararat — the national symbol of Armenia, now across the border in Turkey — is visible from Yerevan on clear days, a snow-capped presence that dominates the skyline and the national imagination.

On the tax side, Armenia is one of the most competitive jurisdictions in the region. A flat 20% income tax applies to all personal income. Corporate tax is 18% on profits, with a simplified 5% turnover tax available for smaller businesses. There is no inheritance tax, no wealth tax, and no gift tax. Free Economic Zones offer 0% corporate tax, 0% VAT, and 0% customs duties for qualifying activities. For entrepreneurs, investors, and digital nomads, the combination of low taxes, low cost of living, and a rapidly developing tech ecosystem makes Armenia an increasingly serious option.

What to be aware of

Armenia is not a zero-tax jurisdiction. The 20% flat income tax applies to worldwide income for residents, and capital gains are taxed at the same rate. The country is geopolitically complex — the unresolved conflict with Azerbaijan over Nagorno-Karabakh has created regional instability, and the borders with Turkey and Azerbaijan remain closed. The large influx of Russian and Ukrainian nationals since 2022 has pushed Yerevan property prices significantly higher. These are real considerations that must be weighed against the genuine tax and lifestyle advantages.

Armenia does not announce itself with a postcard. It arrives in the smell of lavash baking on a hot stone, in the weight of an apricot — the fruit the Romans called prunum Armeniacum, the Armenian plum — in the way a stranger at a roadside stall presses a glass of homemade wine into your hand before you have said a word. This is one of the oldest continuously inhabited places on earth, a country that has been civilised for so long that its ruins have ruins.

The country sits in a high volcanic plateau, ringed by mountains. Lake Sevan, one of the world's largest high-altitude lakes, lies at 1,900 metres above sea level — its water an improbable blue, its shores lined with ancient khachkars, the carved stone crosses that are Armenia's most distinctive art form. Dilijan, in the north, is called "Little Switzerland" — forested, cool, full of artists and monasteries. Geghard Monastery, carved partly into a cliff face in the Azat River gorge, is a UNESCO World Heritage Site that dates to the fourth century. The Garni Temple, a Hellenistic pagan temple from the first century AD, stands on a basalt promontory above a river canyon — the only surviving pre-Christian structure in Armenia.

And then there is Ararat. The mountain stands in Turkey now, separated from Armenia by a closed border and a century of grief, but it belongs to Armenia in every other sense — on the coat of arms, on the brandy label, in the dreams of the diaspora. On a clear morning in Yerevan, when the smog has lifted and the light is right, it rises above the city like a promise that has not yet been kept. You do not forget it.

Yerevan itself is a city that rewards patience. The first impression is Soviet — wide boulevards, monumental buildings, a certain grey seriousness. But the second impression is something else entirely: the outdoor cafés of the Northern Avenue, the covered market of the GUM, the jazz bars of the Cascade district, the extraordinary food — dolma, khorovats, manti, ghapama — and the wine, which is not a recent affectation but a tradition six thousand years old. The city is young in spirit and ancient in memory, and that combination is rarer than it sounds.

"I should like to see any power of the world destroy this race, this small tribe of unimportant people, whose wars have all been fought and lost, whose structures have crumbled, literature is unread, music is unheard, and prayers are no longer answered. Go ahead, destroy Armenia. See if you can do it. Send them into the desert without bread or water. Burn their homes and churches. Then see if they will not laugh, sing and pray again."

"Armenia is one of those countries that gets under your skin. The food, the wine, the warmth of the people — and then you discover the tax system, and you realise it gets under your wallet too, in the best possible way."

"Yerevan surprised me completely. I expected a post-Soviet city and found a Mediterranean one — outdoor cafés, beautiful women, extraordinary food, and a startup scene that reminded me of Berlin in 2010."

Armenia is not a zero-tax jurisdiction, but it is a genuinely low-tax one. The combination of a flat 20% income tax, low corporate rates, the absence of inheritance and wealth taxes, and the availability of Free Economic Zones with 0% corporate tax makes it one of the most competitive fiscal environments in the region.

• ›Flat 20% income tax — a single rate applies to all personal income, regardless of amount. No progressive brackets.
• ›No inheritance tax — wealth transfers between generations are free of duty.
• ›No wealth tax — there is no net-worth or net-wealth levy of any kind.
• ›No gift tax — gifts between individuals are not subject to a separate gift duty.
• ›Low corporate tax — 18% on profits, with a 5% simplified turnover tax available for businesses with annual turnover under AMD 115 million (approximately $290,000).
• ›Free Economic Zones — companies operating in Armenia's FEZs (including the Alliance FEZ in Yerevan) pay 0% corporate tax, 0% VAT, and 0% customs duties. Qualifying activities include IT, high technology, pharmaceuticals, and industrial production.
• ›IT sector incentives — Armenian IT companies certified under the High-Tech Industry Support programme pay a reduced 10% income tax rate for employees and a reduced 5% corporate tax rate.
• ›Dual citizenship permitted — Armenia allows dual citizenship, so you do not need to renounce your existing nationality to naturalise.

Under Armenian tax law, an individual is considered a tax resident of Armenia if they meet any one of the following criteria:

• ›183-day rule: You spend 183 or more days in Armenia during a calendar year. Days of arrival and departure are both counted.
• ›Principal place of residence: Armenia is your primary place of abode, regardless of the number of days spent there.
• ›Centre of vital interests: Your personal and economic ties are stronger to Armenia than to any other country.

Tax residents of Armenia are subject to income tax on their worldwide income at the flat 20% rate. Non-residents are taxed only on Armenian-source income, also at 20% (withheld at source for most categories).

Armenia does not impose a minimum physical presence requirement for maintaining tax residency once established — but the 183-day rule is the most straightforward way to establish it in the first place. The State Revenue Committee (SRC) is the competent authority and can issue tax residency certificates on request, which are useful for invoking double tax treaty protection.

Armenia has concluded over 40 double tax agreements (DTAs) that are currently in force — an unusually extensive network for a country of its size, reflecting its Soviet-era inheritance and subsequent diplomatic activity. These treaties reduce or eliminate withholding taxes on dividends, interest, and royalties, and provide mechanisms for resolving residency conflicts between Armenia and treaty partners.

Key treaty partners include:

• ›Austria
• ›Belgium
• ›Canada
• ›China
• ›Czech Republic
• ›Finland
• ›France
• ›Georgia
• ›Germany
• ›Greece
• ›Hungary
• ›India
• ›Iran
• ›Ireland
• ›Italy
• ›Kazakhstan
• ›Latvia
• ›Lithuania
• ›Luxembourg
• ›Netherlands
• ›Poland
• ›Romania
• ›Russia
• ›Slovakia
• ›Spain
• ›Sweden
• ›Switzerland
• ›Tajikistan
• ›Thailand
• ›Ukraine
• ›United Kingdom
• ›United States (via former USSR treaty)

The US–Armenia DTA is the old US–USSR treaty, which the United States has continued to apply to successor states including Armenia. It provides for reduced withholding rates on dividends (5%/15%), interest (0%), and royalties (0%) — and is particularly relevant for US citizens and businesses with Armenian operations.

The existence of a DTA does not automatically resolve all tax conflicts. The treaty must be invoked correctly, residency must be properly established, and the specific provisions of each treaty must be reviewed for your income type and circumstances. We recommend taking specific advice before relying on any treaty position.

Relocating to Armenia does not automatically end your tax obligations elsewhere. The critical question is whether you have genuinely severed tax residency in your country of origin — and this is determined not by where you have registered an address, but by where you actually live, where your ties are, and how your life is organised.

Most high-tax countries have rules that can keep you taxable at home even after you have physically left. The most common triggers are:

• ›Available dwelling: Any long-term residence that remains available for your use — a flat you own, a property you rent on an ongoing basis, even a room in a family home — is sufficient to maintain a taxable domicile in many countries. The dwelling does not need to be your primary home; it only needs to be available. Surrendering it before departure is a precondition of a clean exit in Germany, Austria, Switzerland, and many other jurisdictions.
• ›Centre of vital interests: If your family, your business, your social connections, and your financial affairs remain in your home country, most tax authorities will argue that your centre of life has not genuinely moved — regardless of where you have registered.
• ›183-day rule (home country): Spending more than 183 days in your home country in a calendar year will typically trigger residency there, overriding any claim to Armenian residency for that year.
• ›Extended unlimited tax liability (Germany): Germany's erweiterte unbeschränkte Steuerpflicht can keep you taxable in Germany for up to ten years after departure if you move to a low-tax country and retain significant ties. This is separate from the exit tax and applies to ongoing income.

A genuine relocation to Armenia requires that you actually live there — that your home is there, your daily life is there, and that you can demonstrate this with documentation. A registered address and a bank account are not sufficient.

Before you relocate, you need to understand what tax consequences arise in your current country of residence at the point of departure. These rules vary significantly by country and must be assessed individually — there is no universal answer.

Many countries impose an exit tax or deemed disposal charge when a tax resident leaves. This typically applies to unrealised capital gains on shares, business interests, real estate, or other assets — taxing you as if you had sold everything on the day you departed. The rules differ widely: some countries apply this to all assets above a threshold, others only to substantial shareholdings or business interests. Some have look-back periods that can catch you even after you have left.

Among the countries that levy a meaningful exit tax or deemed-disposal charge:

• ›Germany — Applies an exit tax on unrealised gains in shareholdings of 1% or more under §6 AStG. A ten-year look-back period can apply even after departure.
• ›United States — The "expatriation tax" under IRC §877A treats long-term residents and citizens as having sold all worldwide assets at fair market value on the day they relinquish citizenship or residency. There is no escape for covered expatriates.
• ›France — Exit tax applies to unrealised gains on securities and company rights above €800,000 when a French tax resident relocates abroad.
• ›Netherlands — Deemed disposal applies to substantial shareholdings (5% or more) at the point of emigration. A deferral mechanism exists for moves within the EU.
• ›Australia — Departing residents are treated as having disposed of most assets at market value on the date they cease to be Australian tax residents.
• ›Canada — The "departure tax" deems most property to have been disposed of at fair market value on the date of emigration, triggering capital gains on unrealised appreciation.
• ›Denmark — Applies exit taxation on shares and other securities held at the time of departure, with deferred payment options for moves to other EU/EEA states.

Beyond exit tax, you may remain subject to limited tax liability in your home country after the move — for example, on rental income from property you continue to own there, on dividends from domestic companies, or on pension payments. Severing tax residency does not necessarily sever all tax obligations.

The timing of your departure, the structure of your assets, and the sequence of any business disposals all have material consequences. In some cases, restructuring assets before departure — or deferring the move by a few months — can make a significant difference to the tax outcome.

Armenia offers several corporate structures, each with distinct tax implications. The most common for foreign entrepreneurs and investors are:

• ›LLC (Closed Joint Stock Company / ՓԲԸ): The standard vehicle for most businesses. Minimum share capital is AMD 10,000 (approximately $25). Corporate tax is 18% on net profits. Can be 100% foreign-owned. Registration takes 1–3 business days.
• ›Simplified tax regime (turnover tax): Businesses with annual turnover under AMD 115 million (~$290,000) can opt for a 5% turnover tax instead of the standard 18% profit tax. This is a significant advantage for smaller operations.
• ›Free Economic Zone (FEZ) company: Companies operating within an FEZ pay 0% corporate tax, 0% VAT, and 0% customs duties. The Alliance FEZ in Yerevan is the primary option, focused on IT, high technology, and industrial production. FEZ status requires a minimum investment and compliance with zone regulations.
• ›High-Tech Industry certification: IT companies certified under the government's high-tech support programme benefit from a 10% income tax rate for employees and a 5% profit tax rate. This makes Armenia highly competitive for software development, SaaS, and digital services companies.

Dividends paid by Armenian companies to resident individuals are subject to a 5% withholding tax. Dividends paid to non-residents are also 5%, subject to treaty reduction. There is no participation exemption for holding structures, but the low dividend withholding rate makes Armenia attractive for profit extraction.

Company registration is straightforward and can be completed remotely with a local representative. The State Register of Legal Entities processes applications quickly, and the overall bureaucratic burden is low by regional standards.

Armenia works well for:

• ›IT entrepreneurs and digital nomads — the combination of FEZ and high-tech incentives, fast internet, a growing tech community, and very low cost of living makes Yerevan one of the most cost-effective places in the world to run a software business.
• ›Investors seeking a low-tax base — the flat 20% rate, absence of wealth and inheritance taxes, and extensive DTA network make Armenia a credible tax residency for passive investors.
• ›Armenian diaspora members — special provisions exist for ethnic Armenians, and the cultural and community connections are a genuine draw.
• ›Those seeking EU-adjacent access without EU costs — Armenia has a Comprehensive and Enhanced Partnership Agreement (CEPA) with the EU and a free trade agreement with the Eurasian Economic Union, giving businesses access to both markets.

Armenia is not ideal for:

• ›Those seeking zero income tax — the 20% flat rate is low but not zero. French Polynesia, the UAE, or the Cayman Islands offer complete income tax exemption.
• ›Those requiring EU residency or an EU passport path — Armenia is not an EU member state and has no accession timeline. Naturalisation takes a minimum of 3 years and requires Armenian language proficiency.
• ›Those uncomfortable with geopolitical risk — the unresolved conflict with Azerbaijan and the closed borders with Turkey and Azerbaijan are real constraints on regional mobility and business activity.

Armenia is unusually open to visitors. Citizens of over 60 countries — including all EU member states, the United States, the United Kingdom, Canada, Australia, and most CIS states — can enter visa-free for up to 180 days per year. No prior application is required; entry is on presentation of a valid passport.

For those wishing to establish longer-term residency, the main routes are:

• ›Property ownership: Purchasing any residential or commercial property in Armenia makes you eligible for a Temporary Residence Permit (TRP) valid for one year, renewable annually. There is no minimum property value. This is the most accessible route for most Western nationals.
• ›Investment route: A minimum investment of $50,000 in an Armenian legal entity qualifies for a TRP of 1–3 years. The investment must be maintained for the duration of the permit.
• ›Employment / business: A work permit and TRP are available for those taking up employment or establishing a business in Armenia. The employer typically sponsors the work permit application.
• ›Family reunification: Spouses and dependent children of Armenian residents or citizens are eligible for a TRP on family grounds.
• ›Permanent Residence Permit (PRP): Available after 3 years of TRP. Also available for investors and individuals of exceptional merit under a new 2026 reform that introduced immediate permanent status for qualifying applicants.

There is no minimum physical stay requirement for TRP renewal — unlike many countries, Armenia does not require you to spend a minimum number of days per year in the country to maintain your permit. This makes it genuinely flexible for internationally mobile individuals.

Armenia allows dual citizenship — a significant advantage over many countries in the region. You do not need to renounce your existing nationality to acquire Armenian citizenship.

The standard path to Armenian citizenship through naturalisation requires:

• ›3 years of legal permanent residence (PRP) in Armenia
• ›Armenian language proficiency — a basic language test is required
• ›Lawful income — you must demonstrate a legal source of income sufficient to support yourself
• ›No criminal record — a clean criminal record from your home country is required

For members of the Armenian diaspora — those of Armenian descent — special provisions apply. Ethnic Armenians can apply for citizenship through a simplified procedure that does not require the standard 3-year residency period. This is a significant draw for the large Armenian diaspora communities in Russia, France, the United States, and elsewhere.

There is currently no citizenship by investment programme in Armenia. Citizenship can only be acquired through naturalisation (residency + language) or through ethnic Armenian heritage provisions.

An Armenian passport provides visa-free or visa-on-arrival access to approximately 60 countries, including Russia, CIS states, and several Middle Eastern and Asian countries. It does not provide EU visa-free access or an EU passport.

Armenia's banking sector is well-developed and accessible to foreigners. The country has approximately 17 commercial banks, with the largest being Ameriabank, Ardshinbank, ACBA Bank, Evocabank, Converse Bank, and IDBank.

• ›Non-residents can open accounts at most Armenian banks with a passport only — no residence permit required. This is a significant advantage over many jurisdictions.
• ›Multi-currency accounts are available at all major banks, typically in AMD, USD, EUR, and RUB. This is particularly useful for internationally mobile clients with income in multiple currencies.
• ›Online banking is well-developed, with most banks offering full-featured mobile apps and internet banking platforms.
• ›SWIFT transfers are available at all major banks, allowing international wire transfers in all major currencies.
• ›Armenia is not blacklisted by FATF and is not on any EU or OECD grey list. This means Armenian bank accounts are generally accepted by correspondent banks and do not trigger automatic compliance flags.

The account opening process is straightforward — typically one to two business days in person. Some banks offer remote account opening for non-residents, though in-person visits are generally preferred for the initial setup.

Beyond the tax rates, Armenia has a number of qualities that make it genuinely liveable — not just fiscally efficient.

• ›Yerevan's quality of life: The capital has excellent restaurants, a vibrant café culture, good private healthcare, and a growing arts and music scene. The food is extraordinary — Armenian cuisine is one of the great underrated culinary traditions of the world. The wine, produced from indigenous grape varieties in one of the world's oldest wine regions, is a revelation.
• ›Tech ecosystem: Yerevan has a rapidly growing startup and tech community, with a concentration of software developers, IT companies, and venture-backed startups. The government's active support for the sector — through FEZ incentives and high-tech certification — has attracted significant investment.
• ›Strategic location: Armenia sits at the intersection of Europe, Russia, and the Middle East, with free trade agreements giving businesses access to both the EU market (via CEPA) and the Eurasian Economic Union (Russia, Kazakhstan, Belarus, Kyrgyzstan).
• ›Cultural richness: One of the world's oldest Christian nations, with a 1,600-year-old alphabet, UNESCO-listed monasteries, ancient wine traditions, and a diaspora that has produced Nobel laureates, chess grandmasters, and some of the most celebrated writers in the Russian and American literary canons.
• ›Safety: Armenia is one of the safest countries in the region, with very low crime rates and a stable internal political environment.
• ›Dual citizenship: Armenia's permissive approach to dual citizenship means you can acquire Armenian residency and eventually citizenship without sacrificing your existing nationality.

Armenia remains significantly cheaper than Western Europe, though the influx of Russian and Ukrainian nationals since 2022 has pushed prices — particularly for accommodation — noticeably higher in Yerevan. The following figures are indicative for Yerevan in 2025.

Healthcare deserves special mention. Yerevan has a number of good private hospitals and clinics — Nairi Medical Centre, Erebuni Medical Centre, and the American University of Armenia Medical Centre are among the most reputable — at costs that are a fraction of Western European equivalents. Private health insurance is inexpensive and comprehensive.

Foreigners can purchase apartments and commercial property in Armenia without restrictions. The one limitation is agricultural land, which foreigners cannot own directly (though ownership through an Armenian legal entity is possible).

Property prices in Yerevan (2025):

• ›Central Yerevan: $2,100–$2,500 per sqm
• ›Mid-range districts: $1,200–$1,800 per sqm
• ›Outskirts / suburbs: $700–$1,200 per sqm

Prices rose significantly between 2022 and 2024 due to the large influx of Russian and Ukrainian nationals following the invasion of Ukraine. The market has partially stabilised, but central Yerevan remains meaningfully more expensive than it was three years ago.

The purchase process is straightforward. There is no stamp duty; notary fees are approximately 0.5% of the transaction value. Title registration is handled by the State Cadastre Committee and typically takes a few business days. Property tax is 0.3% of cadastral value annually, being phased in between 2024 and 2026.

Purchasing property in Armenia — at any price — makes you eligible for a Temporary Residence Permit. This is one of the most accessible routes to Armenian residency for Western nationals.

There is no specific retiree visa in Armenia. Retirees typically enter on the standard visa-free arrangement (up to 180 days per year) or establish residency through property purchase or investment.

For retirees with foreign pension income, the tax treatment depends on whether Armenia has a double tax agreement with the pension-paying country. Under most DTAs, pension income is taxable in the country of residence — meaning Armenian residents would pay the flat 20% Armenian income tax on their pension. However, some DTAs allocate taxing rights on government pensions to the source country, which may result in a lower effective rate. Specific advice is essential.

The combination of low cost of living, good private healthcare, warm summers, and a rich cultural environment makes Armenia an attractive retirement destination for those who value quality of life over beach weather. Yerevan's café culture, its proximity to ancient monasteries and mountain landscapes, and the extraordinary food and wine tradition are genuine draws for retirees seeking something beyond the standard Mediterranean retirement.

The climate is continental — hot, dry summers (30–35°C) and cold winters (−5 to −10°C in Yerevan, colder in the mountains). Those who prefer year-round warmth should consider this carefully.

US citizens and long-term green card holders are taxed by the United States on their worldwide income, regardless of where they live. Relocating to Armenia does not end US tax obligations — it changes the picture, but does not eliminate it.

Key considerations for US citizens in Armenia:

• ›Foreign Earned Income Exclusion (FEIE): US citizens who qualify as bona fide residents of Armenia or pass the physical presence test can exclude up to approximately $126,500 (2024, indexed annually) of foreign earned income from US tax. This applies to wages and self-employment income — not passive income such as dividends, interest, or capital gains.
• ›Foreign Tax Credit: Armenian income tax paid (20%) can generally be credited against US tax on the same income, reducing or eliminating double taxation. The credit is particularly useful for income not covered by the FEIE.
• ›US–Armenia DTA: The old US–USSR treaty continues to apply to Armenia. It provides for reduced withholding rates on dividends (5%/15%), zero withholding on interest, and zero withholding on royalties. It also contains a tie-breaker provision for residency conflicts. Consult a qualified US international tax adviser before relying on any treaty position.
• ›FBAR: US persons with Armenian bank accounts exceeding $10,000 in aggregate must file FinCEN Form 114 (FBAR) annually. Failure to file carries severe penalties.
• ›FATCA: Armenia has an Intergovernmental Agreement (IGA) with the United States under FATCA. Armenian financial institutions report US account holders to the Armenian tax authority, which exchanges the information with the IRS.
• ›Social Security: There is no totalization agreement between Armenia and the United States. Self-employed US citizens in Armenia may owe US self-employment tax (15.3%) on their net earnings, in addition to Armenian income tax.

US citizens considering Armenia should work with a qualified US international tax adviser alongside local Armenian counsel. The interaction between US and Armenian tax law is manageable but requires careful planning.

Armenia participates in the OECD Common Reporting Standard (CRS), the global framework for automatic exchange of financial account information between tax authorities. Armenia has been exchanging information with partner jurisdictions since 2018.

In practical terms, this means: if you hold bank accounts or financial assets in Armenia, the Armenian financial institution will report your account details — balance, income, and identifying information — to the Armenian tax authority, which will then automatically share this information with the tax authority of your country of tax residence.

CRS does not create a tax liability — it creates transparency. If you are properly tax resident in Armenia and have correctly severed residency in your home country, CRS reporting simply confirms what should already be declared. The risk arises when individuals attempt to maintain dual residency or claim Armenian residency without genuinely living there.

Upon arrival in Armenia, the administrative requirements are relatively light. You will need to register your place of residence with the local authorities within 3 days of arrival if staying longer than 30 days — this is typically handled by your landlord or hotel for the initial period.

Driving licences from EU countries and most Western nations are valid in Armenia for up to one year. After one year of residence, you will need to exchange your licence for an Armenian one — a straightforward administrative process.

Healthcare: Armenia has a public healthcare system, but the quality varies significantly. Most expatriates use private clinics and hospitals in Yerevan, which offer good standards at reasonable cost. Private health insurance is strongly recommended.

Schools: Yerevan has several international schools offering English-language education, including the Yerevan International School and the QSI International School. These are the primary options for expatriate families with school-age children.

We offer comprehensive tax and legal support for your relocation to a tax-efficient country. We follow a proven process — and where the country requires it, we involve our local partner firm on the ground, while remaining responsible for overall coordination.

The results speak for themselves: we have helped over 100 entrepreneurs and business owners significantly reduce their tax burden. Careful planning, thorough advice, and comprehensive support are our standard. Legally sound structuring within the framework of international tax law is our highest priority.

Our services typically include one or more of the following:

Our fees are generally billed on a time basis; fixed prices apply for certain services such as company formation.

As a first step, we recommend booking a consultation to discuss your plans — by phone, Zoom, or Signal. Together we find the best approach and establish contact with our local partner. As project coordinator, we keep all the threads in hand that are necessary for the successful implementation of your plans.