Building a Real Plan B: How One Entrepreneur Secured His Freedom and His Wealth
For years, I have spoken about Plan B — the idea of creating personal and financial structures outside one’s home country as a safeguard against political overreach, taxation, and instability. But what does that actually look like in practice? How does someone implement such a plan?
Today I want to show you, through the real example of a client, how a complete Plan B can be built step by step — legally, practically, and effectively.
Before we begin, a quick note: if you are already concerned about the growing intrusiveness of the EU, about potential wealth taxes, property levies, or even conscription in future conflicts, then I invite you to join our Plan B Swiss Army Knife Seminar in Zurich. It is an intensive two-day event where we teach you how to set up a Plan B — even without leaving your home country. We cover second citizenships, residence permits, offshore banking, precious metals, crypto, inheritance planning, and asset protection. Joining us this year again is General Erich Vad, former security advisor to Chancellor Merkel, who has personally met Vladimir Putin and provides extraordinary insight into the current geopolitical landscape. Details and registration links are on our website.
Now, let’s look at one of our real-life cases — a man who has successfully turned his worries into a structured plan for freedom.
A Lifetime of Work, and the Fear of Losing It All
Our client is in his mid-50s, a single entrepreneur from Germany. He built his company from the ground up, working fifteen-hour days, sleeping little, driven by a sense of duty toward his clients and staff. Now, after decades of work, he is ready to sell his business and enjoy a well-earned retirement.
Yet, as he looked at Europe’s political climate — talk of wealth taxes, asset levies, and even military drafts — he grew uneasy. Like many successful people, he began to realise that his lifetime of work could be jeopardised by forces beyond his control: fiscal desperation, currency reform, or war.
During the pandemic he, like many others, saw how quickly states can suspend civil liberties and act with alarming efficiency when “crisis management” becomes the excuse. The thought of what might happen in a genuine military or financial crisis kept him awake at night.
So he came to us — not for ideology, but for a plan.
From Idea to Action: Choosing the Right Jurisdictions
After months of analysis, we helped him map out a multi-jurisdictional structure. His two anchor points became Mauritius and Dubai.
Why Mauritius? Because it offers a relaxed, tropical environment, a stable democracy, and an attractive retirement visa for people over 50. You simply need to show proof of a regular pension income; there is no need to buy real estate. That’s important because many of our clients do not want another immovable asset — they want flexibility.
Why Dubai? Because it provides a cosmopolitan, tax-free hub with world-class infrastructure and global banking access. And yes, Dubai also offers a retirement residence visa, so there’s no need to buy property or start a company if you don’t want to.
But here came the interesting part. Our client had never paid into a state pension. So how could he qualify for a “retirement” visa without having an actual pension?
The Creative Solution: A Self-Funded Pension
This is where international structuring becomes elegant. We set up a U.S. LLC for him — a company that is legally disregarded for tax purposes. The LLC issued a formal pension promise to him, structured just like a German GmbH would for its managing director.
He then funded the LLC with a modest amount of capital, and the company began to pay him a small monthly pension — say, €2,000 per month. With several months of bank statements showing these payments, he could demonstrate regular pension income to the immigration authorities in both Mauritius and Dubai.
Completely legal. Nothing unusual. In Germany, thousands of business owners receive company pensions this way. The only difference here is that it’s done internationally — in a tax-neutral jurisdiction, with far less paperwork and no double taxation.
Building a Diversified Foundation
Next came the question of banking and asset allocation.
He already had accounts in Switzerland, but like many of us, he grew skeptical of the country’s direction. The new bilateral treaty with the EU threatens to erode Swiss sovereignty by placing disputes under the jurisdiction of the European Court of Justice — something unthinkable a decade ago.
So, we opened additional accounts in Dubai and Singapore, ensuring he would never again have a single point of failure. Each account is linked to different passports and residence permits to prevent any single government from freezing or blocking his funds.
As a final layer of protection, he acquired two second citizenships — one from Vanuatu and another from Sierra Leone. These programs are fast and affordable compared to Caribbean options, typically around USD 100,000 each. They don’t offer spectacular visa-free access, but that wasn’t the goal.
The goal was independence — the ability to hold residence permits, bank accounts, and digital IDs unconnected to his German passport.
Why a Second Passport Still Matters
Few people realise that under German law, your passport (the physical document) can be revoked even if you keep your citizenship. If you owe taxes, dispute an assessment, or avoid military service in a declared “tension” or “defence” situation, the government can simply refuse to renew your passport.
We have already seen this in Ukraine: men abroad unable to renew their passports because of mobilisation laws. There is no reason to assume Germany would not do the same in a crisis.
For our client, this meant that if his German passport were cancelled, he could still renew his residence in Dubai or Mauritius using his Vanuatu or Sierra Leone passport. Some clients even choose to anglicise their names in the new passport for an extra layer of privacy.
The Result: True Mobility and Peace of Mind
By now, this client has:
Two residences (Mauritius and Dubai)
Two second passports
Multiple banking relationships across three continents
A self-funded pension providing legal proof of income
Full exit from German tax residency
He is currently selling his properties and preparing to travel for the next three years — exploring, living lightly, and managing his wealth from abroad.
What began as fear turned into a framework. And that framework — legal, documented, diversified — now allows him to sleep soundly at night.
The Broader Lesson
A Plan B is not about panic. It’s about preparation.
The goal is to decentralise your life — financially, legally, and geographically. To spread your risk so that no single government, currency, or event can endanger your future.
That takes time. Usually twelve to eighteen months of preparation, multiple jurisdictions, and professional support. But once the system is in place, it offers a degree of freedom that no insurance policy can match.
Consultation
Are you a business owner, professional, or investor thinking about establishing your own Plan B?
Our firm has spent nearly two decades helping clients build cross-border structures — legally, strategically, and efficiently. Whether you want to:
End your German tax residency
Obtain a second citizenship or residence permit
Set up a pension or company abroad
Open international bank accounts
Or simply reduce your exposure to political and fiscal risk
— we can guide you through every step, from the first consultation to full implementation.
Take the first concrete step toward a future of greater freedom and security.
👉 Book a private consultation now
Our team will review your situation in detail and help you design a structure that fits your goals, your family, and your level of risk tolerance.
Because true independence is never an accident — it’s the result of planning.
